Choose insurer is one of the most frequent doubts is to choose insurance before hiring insurance. All offer similar coverage and services, so most of the time it is the price that tilts the balance towards one or the other.
How do you choose to the insurer before hiring car insurance?
Do you look on the Internet directly or do you do it through comparators?
In a few months, I have known several blog subscribers who have hired car insurance with the same company from which they wanted to leave. Just a change of brand in the insurance.
These and other things will be part of the content of this article so that you have no doubts about who you hire the insurance.
3 Things to keep in mind before choosing insurer
For many insurance clients, it is difficult to choose the one that is best for you. For many years, many insurers have been competing in the automotive segment. This means that there are a lot of offers based on a good number of coverage at cheap prices.
Before getting into the matter, I want to remind you three aspects that you must keep in mind before choosing the insurer in which you will hire your policy for the car.
# 1 - It is mandatory to have a civil liability insurance
Firstly, move with a vehicle it is compulsory to have civil liability insurance that covers the damages that you can cause to third parties.
This is the main guarantee of your policy and while all insurers have to give the same coverage, the price can vary considerably between one and another.
# 2 - Securing investment.
Acquiring a car is a great investment, for many the investment of your life. So you have to take care that you do not miss the first change if you suffer an accident. The way to do this is to hire a "full insurance" in its different modalities. Think about it.
# 3 - Each user has a different profile.
You have to be aware that each individual has a different profile so their exposure to risk is different. The insurance price will vary according to your personal circumstances. Each insurer will have its price for you, for your characteristics, those of the vehicle and those of each guarantee.
There are three aspects that will condition your choice, especially the last two.
We each value investments differently, but what we do not do is spend more than we need. If you have bought a second-hand car, with a few years in tow, it will not be worth hiring an all risk. And of course, this is your profile as almost no insurer you can hide your driver's history.
3 Factors that will help you choose insurer for your car
You have reviewed the coverage, the price is attractive, that can be your insurance. Now you only have to check some things, these are some of the ones I would check.
1. Misleading offers
You should be careful and check if the conditions for the second year are the same as when hiring the policy. Most of the time they are commercial discounts that have no continuity in time and when renewing you take the surprise.
If your intention is to hire an insurance pack (car, home, motorcycle) pay attention to the obligations you contract. Think about whether you will continue to have the same needs or you will have to pay for something you no longer have.
2. Be clear with whom you contract
Just as the Internet can make things easier for you, it can also complicate things. So before hiring you should go a little beyond the simple offer, you should investigate what is behind.
The subscribers I spoke to you before had hired insurance. They did not cancel on time and saved them from the claim that they had contracted the new policy in Direct Line. In other words, they had not changed their insurer, they had only made it a trademark.
But this situation is not unusual when it comes to online recruitment or direct sales. In the market, you can find other trademarks, such as Regal in the case of Liberty Seguros, Onix MGS Seguros or Penelope, also Linea Directa,
This is just a sample of who you can find on an insurance offer. A good professional can help you but if you do not want to use it, in this direction you can check if the company was chosen as an insurer, an insurance broker, and a simple trademark.
3. After sales service
If you choose to choose an insurance company online, check that you have the means to communicate in a way that is accessible at any time and circumstance. For certain issues, you will have to address it in writing, so it must be clear how to do it.
Analyze that the toppings and price are in line with what they offer. Track all product information, who markets it or how the insurer behaves in the opinion of users.
0 comments:
Post a Comment
Note: Only a member of this blog may post a comment.